What is Discover Card?
Discover Card is the credit card issued by the Discover Financial Services, Inc., to the people living in the United States. It is one of the widely used credit cards in the USA and has over fifty million consumers. Its payment procedures is handled by the payment system of Discover Network. The major competitor of the Discover Card in the USA are MasterCard, Visa, and American Express. The Discover Financial Services Inc., has approximately 50 million Discover credit cardholders.
Discover Card Features
Discover Card also has a cash back policy providing discounts from 5 to 20 % while shopping at more than 200
online marketplaces. The services regarding Discover Card is also available through online tools and applications. It gives many
facilities to the cardholders such as to activate the alert; to get credit report on phone; to lock the misplaced and lost card and to shop online. It is the
Pioneer to introduce the cash reward points system, Cashback Bonus, which meant that the two percentage of total expenditure by card would be added to the account of customers.
Services of Discover Financial Company
The
Discover Financial Services Inc., is one of the leading financial and banking services provider in the United States. In addition to the Discover Card Services, the Discover Financial Services, Inc. offers a wide range of
loan services which include home loan, student loan, personal loan, home equity loan, and many others. The company's banking services include
IRA CDs (Individual Retirement Account), Online Savings, CDs,
money market, saving account, checking account, and
Mobile banking.
The Discover Financial Services Inc., provides its banking services under the
“Discover Bank” division. Discover Bank started it journey in the 1911 year with the name
Greenwood Trust Company, and adopted the name
“Discover Bank” in the
August 2000 year. Additionally, it provides a wide range of insurance services such as home insurance, travel insurance, health-care insurance, life insurance, etc.
History of Discover Card
Discover Card was first issued in 1985 by
Sears, the retail chain operator.
Sears took possession over the
Dean Witter Reynolds and Coldwell, Banker & Company to offer financial services to its customers. The outcome of this acquisition was the introduction of
Discover Card created by Ray Kennedy. The card quickly earned a large customer base
Due to the higher limit of credit and being free of cost. Discover Card was the only valid credit card at
US Customs service for paying customs duty.
Despite providing many beneficial features to the customers Discover card could not be the expected success for the Sears. The stiff competition given by
Walmart and
Toy “R” US forced Sears to make some important decisions. It had to sell its financial arm including Discover Card and
Dean Witter. Later on, Sears accepted
Mastercard and Visa as its electronic payment method.
The Discover Card has the division of Dean Witter, which later on amalgamated with
Morgan Stanley in 1997. Greenwood Trust Company which was the part of the Discover Financial services since 1985 was renamed to Discover Bank in 2000. Its business developed through the acquisition of Pulse in 2005. Discover Financial Services spun off from
Morgan Stanley in 2007. According to the records of 2011 year, the Discover Financial Services Inc., holds the strength of approximately
11,650 employees, and had revenue nearby $6.3 billion. On 6th of June 2012 year, the Discover Financial Services Inc., purchased the
Tree.com Incorporation by paying approximately $45.9 million.
Discover Head-office Contact Number:
+1-224-405-0900You can
contact to the Discover head-office for any issues related to the company's product and services by dialing above written
Discover Financial Services, Inc. head-office contact number. Apply For Discover Card By Call:
1-877-587-1605The people can apply for the Discover Card by dialing above written number.
Apply Online For Discover Credit Card:
www.discover.com/credit-cards/ and
www.discover.com/credit-cards/help-center/contact-us/index.htmlThe customer can
apply online for Discover Card by filling up form available on the given above links, and check the credit details of different types of Discover Credit Cards. The credit varies according to the several types of Discover Cards.
Discover Credit Card Customer Service Number:
1-800-347-2683For any issues related to the
Discover credit card service, and know more about the discover credit card, the user can dial above written
Discover Credit Card customer service number. Discover TDD Number: 1-800-347-7449
Discover Card Abroad Number:
1-801-902-31001-302-323-7810The customer from
outside the United States, can contact to the company's representative by dialing given above
Discover Bank or Discover Financial Services, Inc. overseas numbers.Check Online Discover Card Status:
www.discovercard.com/application/checkStatus?execution=e1s1
To check online Discover Card status, the consumer can click on given above company's link.
Discover Credit Card Mail Addresses:
For payments, general inquiries, and other services, the consumer can send a mail to the given below mail addresses.
Discover Payment Address: P.O. Box 6103, Carol Stream, Illinois IL 60197-6103.
Discover General Inquiries Customer Service Address: P.O. Box 30943, Salt Lake City, Utah UT 84130-0943.
Mail Address For Discover Bank's Retirement Account:P.O. Box 30418, Salt Lake City, Utah UT 84130.
Mail Address For Discover New Accounts and Deposits:P.O. Box 30416, Salt Lake City, Utah UT 84130.
Discover Business Card Customer Service Number:
1-888-347-2683
To
apply for Discover Business Card, the customer can contact to the
Discover Credit Card department by dialing given above number.
Discover Bank Online Banking Helpline Number:
1-800-347-7000For any queries, related to the
Discover Bank's online banking services, the customer can contact to the bank's representative by dialing written above number. The given above Discover Bank online banking service contact number is available 24 hours a day. The given below
Discover Bank hearing impaired number is available during regular business hours only.
Discover Bank Hearing Impaired Number: 1-800-347-7454
Discover Bank Online Banking Technical Support Contact Number:
1-800-290-9885For
Discover Bank online banking technical support, the consumer can contact to the Discover Bank's representative by dialing given above online banking technical support contact number.
Discover Bank Additional Services Helpline Number:
1-800-347-7000To known more about the
Discover Bank services, and some additional services, the customer can dial above written
Discover Bank additional services contact number 24 hours a day.
Open Discover Bank Account By Call:
1-800-347-7032The above written number is used for
opening of Discover Bank account on phone from anywhere. For Discover
Nea member benefits, the customer can dial same above written number.
Discover Card Web Portal:
www.discover.comThrough online services provided by the Discover Financial Services, Inc., given above written official , the customer can perform the various operations such as money transfer, check transactions, check online balance, and much more.
Discover Card Head-office Address:
The
corporate administrative office of the Discover Financial Services, Inc., is situated in Riverwoods, Illinois, United States. The
complete head-office address of the Discover Financial Services, Inc., is 2500 Lake Cook Road, Riverwoods, Illinois, United States.
Discover Financial Services, Inc., or Discover Bank Social Media Profile Links:
For latest news, technology, and other related company's information, the customer can follow or subscribe to the given below
Discover Financial Services, Inc., or Discover Bank social media profile links. The Discover Financial Services, Inc., is available on Facebook, Twitter, YouTube, LinkedIn, and Google+. The company's social media profile links are given below:
Discover Financial Services, Inc., Facebook Profile Web Link:www.facebook.com/discover
Discover Financial Services, Inc., Twitter Profile Web Link:www.twitter.com/discover
Discover Financial Services, Inc., Google+ Profile Web Link:plus.google.com/+Discover
Discover Financial Services, Inc., Youtube Profile Web Link:www.youtube.com/user/Discover
Discover Financial Services, Inc., Linkedin Profile Web Link:www.linkedin.com/company/discover-financial-services